Axis Bank Atlas Credit Card

Tiered benefits of Axis Bank Atlas Credit Card

The Axis Bank Atlas Credit Card offers three distinct tiers based on the total amount spent by cardholders within a year. Each tier Silver, Gold, and Platinum—comes with its own set of perks that enhance the overall value of the card, particularly for frequent travellers. Here is a detailed breakdown of what each tier offers:

Silver Tier

The Silver Tier is the entry-level category, applicable to new users or those whose cumulative spending is below Rs.7.5 lakh in an anniversary year. As a Silver Tier cardholder, you receive:

• International Lounge Access: 4 complimentary visits per year, making it a great option for occasional travellers.
• Domestic Lounge Access: 8 free visits annually to domestic airport lounges, adding comfort to your travel experience within India.
• Milestone Benefits: Upon reaching this tier, you earn 2,500 Edge Miles as a reward, which can be redeemed for travel or statement credit.

Gold Tier

To be eligible for the Gold Tier, users must spend Rs. 7.5 lakh within an anniversary year. This tier offers more generous perks than the Silver Tier, making it ideal for moderate to frequent travellers. The benefits include:

• International Lounge Access: 6 free visits annually to international lounges, allowing you to relax before your flights with enhanced comfort.
• Domestic Lounge Access: 12 complimentary visits to domestic lounges, giving you more opportunities to unwind during your travels within India.
• Milestone Benefits: You earn an additional 2,500 Edge Miles, on top of the Silver Tier's rewards, offering more opportunities to redeem points for travel or other benefits.

Platinum Tier

The Platinum Tier is the top-level category, accessible to cardholders who spend Rs. 15 lakh or more within a year. This tier is designed for high-spending individuals who want maximum value from their credit card. The benefits include:

• International Lounge Access: 12 complimentary visits per year, providing ample access to luxurious lounges at airports worldwide.
• Domestic Lounge Access: 18 visits annually to domestic lounges, offering maximum convenience for those who frequently travel within India.
• Milestone Benefits: You receive an additional 5,000 Edge Miles, offering a substantial reward for high spending. This can be particularly advantageous for travellers looking to redeem these points for air miles, hotels, or statement credits.

Fees and Charges of the Axis Bank Atlas Credit Card

Note: Interest rates updated on 30 September 2026. 

Eligibility Criteria Axis Bank Atlas Credit Card

The following are the criteria required to apply for the Axis Bank Atlas Credit Card:

• The primary cardholder must be between 18 and 70 years old.
• Applicants can be either salaried or self-employed.
• Salaried individuals must have a minimum annual income of Rs.12 lakh.
• Self-employed individuals must have a minimum annual income of Rs.15 lakh.
• The primary cardholder must be a resident of India.
• Add-on cardholders must be at least 18 years old.

Documents required for Axis Bank Atlas Credit Card

You will need the documents mentioned below when you apply for an Axis Bank Atlas Credit Card:

• Proof of Identity: PAN card or Form 60
• Proof of Income: Latest pay slip or copy of IT return or Form 16
• Proof of Residence: Driver’s License or Passport or Landline or Electric Bill

Summary

The Axis Bank Atlas Credit Card is a travel-focused credit card that earns Edge Miles, unlocks Silver, Gold and Platinum tier benefits and offers airport lounge access. Its fees, eligibility criteria and required documents are listed above. You can compare and apply for the Axis Bank Atlas Credit Card on BankBazaar.

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